Use your House Flip Funding for anything you need to start or grow!
Flip funding is for real estate investors or anyone looking to purchase real estate without using their own money!
We offer the best funding options and lines of credit to use for flipping properties up to 500k at zero percent interest for 9-18 months for those who qualify!
There has never been a better time than now to capitalize on the cash your business could qualify for to expand your portfolio tremendously in 2020!
We offer the best funding options and lines of credit to use for flipping properties up to 500k at zero percent interest for 9-18 months for those who qualify!
There has never been a better time than now to capitalize on the cash your business could qualify for to expand your portfolio tremendously in 2020!
1. Applying:
The following page is a simple application you can answer a few basic questions about your current flip funding desires and positioning, as well as contact information.
The following page is a simple application you can answer a few basic questions about your current flip funding desires and positioning, as well as contact information.
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500,000 new businesses and more are started each month according to Entrepreneur.com and Forbes.
There's one thing almost every real estate investing entrepreneur has in common. Funding for fix and flip requires working capital to get started. Banks don’t lend to startups for this kind of capital, so there is a huge demand for what Fundwise provides. By offering unsecured credit lines at zero percent interest for up to 15 months, we prove to deliver when no one else can get you the funding you need. With our, "Lender Waterfall" (largest network of lenders in the world) competing to find you the best rates and then after an interest free year rates as low as 3-8% with out any hidden fees few can compare! |
Fundwise has helped thousands of investors just like you to secure the money they need. They have secured $200 million plus so far (2020) in total financial backing for their clients. They have hundreds of five star reviews and an A+ rating with the Better Business Bureau.
I invite you to watch the video below on exactly how Fundwise can help with resources since you are an entrepreneur like I am and doing your due diligence to scout out the best source. This is about a matchless funding program that is aiding small business owners, startups, and real estate investors to expedite the advancement of their business. After watching the video below you can follow the links on this page if interested in seeing if you qualify for this program and how much you qualify for. |
2. Pre-approval Process
Ideal Credit is: a FICO score of 650*
650+ Credit Scores
650+ FICO score qualifies a client for their first main point of contact which will be with a Funding Specialist. Our Funding Specialists will call you within 24 hours. In this call, they will ask for a copy of the last two pay stubs (W-2) or the previous two years of tax returns (if self-employed) and for credit reports through SeeYourScore.com, doing so will not add an inquiry or affect your credit in any way. Plus, having these on hand already will greatly help speed up the process.
A no obligation pre-approval process that is 100% FREE. If eligible for funding, client will be scheduled for a free no obligation consultation with one of our Senior Funding Advisors.
Credit Scores Below 650
If the credit score of a client applying is below a 650, we will follow up with them via email and ask a few more qualifying questions as there may be potential funding options elsewhere that are available, and we want to do everything in our power to help them get the assets they need. If funding cannot be approved, they will be referred to a credit repair plan, which will walk them through a process of improving their credit score with the end goal of becoming eligible for future assets.
If the client doesn't answer to speak with an advisor on our initial call, our funding specialists will follow up via emails and also text messages given the information you have provided.
650+ Credit Scores
650+ FICO score qualifies a client for their first main point of contact which will be with a Funding Specialist. Our Funding Specialists will call you within 24 hours. In this call, they will ask for a copy of the last two pay stubs (W-2) or the previous two years of tax returns (if self-employed) and for credit reports through SeeYourScore.com, doing so will not add an inquiry or affect your credit in any way. Plus, having these on hand already will greatly help speed up the process.
A no obligation pre-approval process that is 100% FREE. If eligible for funding, client will be scheduled for a free no obligation consultation with one of our Senior Funding Advisors.
Credit Scores Below 650
If the credit score of a client applying is below a 650, we will follow up with them via email and ask a few more qualifying questions as there may be potential funding options elsewhere that are available, and we want to do everything in our power to help them get the assets they need. If funding cannot be approved, they will be referred to a credit repair plan, which will walk them through a process of improving their credit score with the end goal of becoming eligible for future assets.
If the client doesn't answer to speak with an advisor on our initial call, our funding specialists will follow up via emails and also text messages given the information you have provided.
3. Speaking with a Senior Funding Advisor
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Upon qualifying, speaking with a Senior Funding Advisor is our clients second point of contact. A Senior Funding Advisor will discuss with client the most suitable funding choices for the client's expanding business. Possible funding options include:
- 0% Interest on loans 9-15 months - Revolving credit - Traditional loans - Term loans - SBA (include guidelines for qualification) - No secured fundin |
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Getting Funded
Time to receive your capital. The third main point of contact will be with funding managers. They walk clients through the process of applying to the right banks and leveraging their credit for the best interest rates possible through our network of preferred lenders we call the, "Lender Waterfall.". This is the bread and butter of Fundwise Capital; our team checks the following: bank rates, interest rate deals, and credit trends on a daily basis to assist you in securing the most competitive money to grow your business. Upon finishing this process, the client typically secures funding in as little as 14-21 days!
Post Funding
The Fundwise Capital benefits don’t stop at your initial funding. Our team can be a perpetual resource for you to consult with on how to best appropriate your funding, minimize interest, cash out, and optimize your business entity and credits.
Time to receive your capital. The third main point of contact will be with funding managers. They walk clients through the process of applying to the right banks and leveraging their credit for the best interest rates possible through our network of preferred lenders we call the, "Lender Waterfall.". This is the bread and butter of Fundwise Capital; our team checks the following: bank rates, interest rate deals, and credit trends on a daily basis to assist you in securing the most competitive money to grow your business. Upon finishing this process, the client typically secures funding in as little as 14-21 days!
Post Funding
The Fundwise Capital benefits don’t stop at your initial funding. Our team can be a perpetual resource for you to consult with on how to best appropriate your funding, minimize interest, cash out, and optimize your business entity and credits.
Get The Best Funding You Can Qualify For
This is Real Estate Investor Funding at it's Finest
Our Strategic Lender Matching Platform searches through hundreds of lenders to find the best possible option for your unique situation. We have hundreds of five star reviews on Google, Trust Pilot and Facebook and an A+ with the Better Business Bureau
- Unsecured Lines Of Credit at 0% Interest For 9 to 15 Months
- Unsecured Term Loans
- Loans Based on Income
- Short Term Gap Funding or Bridge Loans
- Real Estate
- Startups
- Franchises
- Restaurants
- Any Kind Of Business Or Project
Frequently Asked Questions
While Fundwise already has a FAQ page on their main website, we have added this guide to answer any other in-depth questions you may have.
Do you collect money upfront or anytime prior to securing all funding?
No, there are no upfront fees.
What is the average interest rate for business loans and credit lines?
They vary. Three different products offered: traditional lines of credit, revolving lines, and of course, terms loans.
Not all people will be fully eligible for all different types of credit mentioned.
Do you offer business loans and lines of credit?
Yes! If a business has an EIN, for example, we can typically get about 50% of the money in the name of the company.
Is a personal guarantee required?
Yes, because secured financing is not backed on our end, there is always a higher risk to the lender in unsecured lending. The borrowers will require what is called a personal guarantee on your loan. However, this is much better, for example, than tying either your home or car to a debt. With a secured loan, you risk losing said assets your loan is collateral on.
We work with over 350 banks and lenders (to which we refer to as our lender waterfall network), who all personally guarantee the loan. Even if a loan is in a business's name, it will still be personally guaranteed. Updates to credit on this type of loan won't show up on their personal credit report unless they default.
Do you require any collateral to secure funding?
No, we only offer unsecured loans and unsecured lines of credit.
Do you require minimum years in business?
No.
Do you accept stated income/stated assets?
Just based on a client's personal credit, we can secure a certain amount of funding in just revolving lines of credit.
We can do a non-verifiable income loan, but it's difficult because often, a client has already maxed out or has above 45% credit utilization on their cards. They need to pay these cards down to receive revolving lines of credit. Because many clients can't pay down their cards, we ask for their income. Find us online.
No, there are no upfront fees.
What is the average interest rate for business loans and credit lines?
They vary. Three different products offered: traditional lines of credit, revolving lines, and of course, terms loans.
Not all people will be fully eligible for all different types of credit mentioned.
- Line of Credit Revolving: 9-15 months at 0% interest. Revolving credit lines are more applicable to personal or small business loans. The variable interest rate afterward is from 6% - 13.9%
- Traditional lines of Credit: See variable interest rates from 6% - 11%.
- Term Loans: 6% - 21% is a typical interest rate range for approved credit.
Do you offer business loans and lines of credit?
Yes! If a business has an EIN, for example, we can typically get about 50% of the money in the name of the company.
Is a personal guarantee required?
Yes, because secured financing is not backed on our end, there is always a higher risk to the lender in unsecured lending. The borrowers will require what is called a personal guarantee on your loan. However, this is much better, for example, than tying either your home or car to a debt. With a secured loan, you risk losing said assets your loan is collateral on.
We work with over 350 banks and lenders (to which we refer to as our lender waterfall network), who all personally guarantee the loan. Even if a loan is in a business's name, it will still be personally guaranteed. Updates to credit on this type of loan won't show up on their personal credit report unless they default.
Do you require any collateral to secure funding?
No, we only offer unsecured loans and unsecured lines of credit.
Do you require minimum years in business?
No.
Do you accept stated income/stated assets?
Just based on a client's personal credit, we can secure a certain amount of funding in just revolving lines of credit.
We can do a non-verifiable income loan, but it's difficult because often, a client has already maxed out or has above 45% credit utilization on their cards. They need to pay these cards down to receive revolving lines of credit. Because many clients can't pay down their cards, we ask for their income. Find us online.
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If anything is unclear, or you want to know more, please, feel free to email me @
michael.kuzmiak@fundwisepartners.com |
